Privacy Policy

Effective Date: April 16, 2025

This Privacy Policy applies to the "Payday Advance: Borrow Money" (referred to as the “App”) and is intended to clearly explain how we collect, use, and share your personal data. Please read it carefully to understand how your information is handled when you use our services.

Who We Are and What We Do

The App does not act as a lender or broker and does not make any credit decisions. Instead, it serves as a platform to connect users with third-party lending partners. When you provide your information, it’s securely passed along to partners in our network who make decisions regarding APR, loan terms, and eligibility.

Information We Collect

a) Personally Identifiable Information (PII)

You provide this information when you fill out a loan request form or contact us with questions. This includes:

• Full name
• Home address
• Phone number
• Social Security Number
• Email address
• Date of birth
• Driver’s license details
• Employment and income info
• Housing status
• Bank account information

b) Non-Personal Information

This includes data collected through cookies and third-party tracking tools, such as:

• IP address
• Browser type
• Device language
• Time of visit
• Pages or features you interact with
• General browsing behavior

How We Use Your Information

• Match you with lenders from our partner network
• Assist with technical support or dispute resolution
• Fulfill legal or compliance requirements
• Improve and deliver our services

When you submit a loan request, you consent to your information being shared with our trusted lending partners. These lenders may contact you directly in relation to your request.

We may also share your information with affiliates, marketing partners, or legal authorities when required by law.

Information Sharing and Disclosure

Your data may be shared with third-party providers, lenders, or their affiliates as necessary. Disclosure of PII may occur in the following cases:

• To comply with legal obligations or investigations
• To protect our legal rights or investigate fraud
• To enforce our Terms of Use
• To ensure safety of users and staff

We encourage you to review third-party privacy policies independently.

External Links and Resources

The App may link to third-party websites not under our control. We’re not responsible for their content or practices. Review their privacy policies before sharing any data.

Updates to This Policy

We reserve the right to modify this policy at any time without prior notice. Check back periodically to stay informed.

Children’s Privacy

This service is for users aged 18 or older. We do not knowingly collect data from anyone under 18. If discovered, such data will be deleted.

California Residents’ Privacy Rights

If you're a California resident, you may:

• Request a list of data shared with third parties for marketing
• Opt out of information sharing for advertising

You may also contact:

California Department of Consumer Affairs
400 R Street, Suite 1080, Sacramento, CA 95814
Phone: 916-445-1254 or 800-952-5210
Email: [email protected]

Contact Us

If you have questions or concerns about this Privacy Policy, email us at: [email protected]